Mortgages
We spend a great deal of time to understand the ever changing market place for mortgages and protection. With lenders constantly making changes to their policies and lending criteria, You can be sure that we will secure the right mortgage for you and your needs.
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0800 975 9354
All types of mortgages
Here at Simply Mortgages we are experts in various different types of mortgages.
As a customer, looking to find a suitable mortgage should not be a daunting task yet with over 1000 products available across the market. It’s difficult to know which product is right for you. Our leading specialist mortgage advisers are experts in every all types of mortgages
If your a first time buyer or a home mover, we are able to search the whole of market to secure you a great deal.
We specialise from first time landlords to professional portfolios, what ever your needs we can help.
With access to the high street commercial lenders, we have access to fantastic rates.
The Adverse credit remortgages market have seen radical changes over the last 4 years, and continue to be in a state of flux post credit crunch as the lenders begin to find their feet. Bad credit mortgage loans are not as freely available as they were, but things have started to improve, especially over the last few months where several new lenders have returned to the market.
Equity release schemes can open up a financial gateway for over 55’s in helping to release equity.
Simply Mortgage solutions can advise & source lifetime mortgages from the whole of the equity release UK market, It should be noted that these plans can differ considerably, hence due diligence should be taken to ensure all equity release schemes are discussed in finer detail.
Mortgages
Our specialist mortgage advisers are here to help, they will discuss your needs and personal circumstances and take them into account when they are looking though thousands of mortgages across all lenders to find the right mortgage product for you.
Buy To Let
We are specialist in all types of Buy to Let mortgages such as –
- Ltd Co BTL
- Portfolio landlords
- HMO
- Air bnb
- Holiday lets
Commercial
We operate a system which encourages lenders to competitively tender for our clients’ mortgage applications. This ultimately means better rates and terms for our clients. With access directly to the high street commercial lenders we are able to secure you competitive rates and at a lower cost than dealing with master brokers.
Adverse Credit
For our clients who feel that due to the adverse data recorded on their credit file that there is no hope for them to get a decent mortgage rate or even possible to get on to the mortgage ladder, give us a call today and speak to our Specialist mortgage advisers who have the knowledge and experience to help secure you with a mortgage.
Equity Release
No single equity release scheme can be the best & suit everyone. People in, or near to retirement have different circumstances & requirements. Again, here at Simply Mortgage Solutions we cannot stress enough to speak to our specialist advisers. With over 100 different equity release schemes currently available, the choice can be daunting without proper knowledge.
What we charge
If you decide you would like us to help you with your mortgage, we’ll charge a fee to cover our administration cost. The precise amount will depend upon your circumstances, typically between £299 and £999. We will also receive commission from the lender.
Buy to let and Commercial mortgages are not regulated by the Financial Conduct Authority.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.